Posted on August - 28 - 2010
By now it’s no news that filling your cart with generic goods rather than name brands can save money. But, despite persisting tough times, some Chicago customers are still holding out.
Sure, there are some generic brands that don’t hold a candle to the real thing – scratchy toilet paper is a notorious one. But many are identical with the exception of the name on the package, say Chicago bankruptcy attorneys. There’s nothing wrong with being a brand snob – at least, if you don’t mind spending a few extra thousand bucks a year on household goods. But if you’re looking for some extra money to pay down debt, you might consider rethinking your shopping strategy.
Don’t like the idea of going generic?
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Posted on August - 27 - 2010
Whenever most people intend taking up auto loans, they are often time faced with the challenge of choosing the most appropriate auto loan plan or scheme. People are faced with this sort of challenge because there are over a million auto lenders and auto loaning scheme out, hence being able to decisively choose an appropriate auto loaning scheme is always a very difficult and daunting task.
The easiest way of reducing the difficulty that is associated with taking up an auto finance loan could be removed only when the individual who intends taking up the auto loan is conscious of his budget and what he could possibly get with such a budget.
Auto loans do not come easy or cheap.
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Posted on August - 27 - 2010
A few days ago I had a conversation with a realtor friend about the state of the housing market. Inevitably, the subject of short sales came up. My friend said that while overall sales continue to be slow, he has seen quite a few “short sales” recently. This peeked my interest and we got to talking. Apparently his wife (also a realtor) had helped negotiate numerous ”short sales” where the seller took back a note for the difference between the sale price of the home and the outstanding mortgage balance. I stopped my friend, “Mark, that’s not a short sale.” He reacted with a surprised look. “what do you m
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Posted on August - 25 - 2010
Consumers took on 2bn more mortgage debt than they repaid in July, according to the latest figures from the British Bankers` Association (BBA).
This represented a 4.1% annual increase in net mortgage lending by banks, the report adds.
Gross mortgage lending came to 8.4bn in July, but this was down on the 8.6bn seen both a month earlier and on average over the six months before that.
Mortgage lending for house purchase came to 5bn, while remortgages came to 3bn and `equity withdrawal and other purposes` accounted for 0.5bn.
Meanwhile, the BBA`s figures also showed a slight increase in net consumer credit lending in July. Read more…
